1-203-231-4484
Schedule a Free, No Obligation Medicare Review
Serving Cumberland County, TN and RI
Helping You Navigate Medicare with Confidence
Personal, one-on-one guidance for Medicare, Medicare Advantage, and Medicare Supplement plans — without pressure or confusion
Hello,
My name is Terri O'Brien.
I’m an INDEPENDENT INSURANCE BROKER serving Cumberland County, TN and RI. I’m passionate about educating and customizing insurance solutions to fit the unique needs of each of my clients in an innovative and simple fashion. My ultimate goal is to provide unmatched support and exceptional customer service to all my customers.
O'Brien Senior Benefits is committed to providing you with comprehensive insurance solutions tailored to your specific needs, and I am dedicated to guiding you through the process, making it easy to understand your options and choose the best coverage for you and your family.
Whether you are looking for Medicare health, life, ancillary, prescription drug plans, or other insurance coverage, I’ve got you covered. My commitment to building strong relationships with my clients is at the heart of everything I do, and I’m always here to answer any questions or concerns you may have.
Thank you for considering me as your trusted insurance advisor. I look forward to working with you to protect what matters most.
WHAT WE DO
At O'Brien Senior Benefits, my customized service is designed to find insurance plans that meet your needs, wants, and concerns while staying within your budget. I work with top-rated insurance carrier plans to provide you with a range of options.
My service is focused on reducing your risk and ensuring you are properly educated on all your insurance options. I believe education is key to making informed decisions, which is why I offer my services at no cost to you. Below are the areas of health, life, and preserving wealth that I provide:
Medicare Health Insurance
The Protection You Need
Medicare Advantage Plans
Medicare Supplement Plans
Medicare Part D Prescription Plans
I understand that healthcare planning can be overwhelming, which is why we offer guidance and support to help individuals make informed decisions.
Senior Benefits can help those eligible for, or becoming eligible for, Medicare navigate the complexities of Medicare and enroll a plan that best fits your needs.
Ancillary Plans
The Extras You Want
Dental, Hearing, and Vision
Hospital Indemnity Plan
Critical Illness - Cancer, Heart Attack, and Stroke
O'Brien Senior Benefits helps individuals find ancillary coverage for various healthcare needs such as dental, vision, hearing, extended care, hospital indemnity, critical illness, cancer, heart attack, and stroke plans.
My goal is to help you find comprehensive coverage that goes beyond basic insurance. With ancillary benefits, you can feel confident that you are getting the coverage you need to protect your health, well-being, and assets.
Life Insurance
Be Prepared for Anything
Term Life
Guaranteed Issue Life
Accidental Life
Final Expense
Whole Life
O'Brien Senior Benefits helps you find the right life insurance policy to protect your family's financial future. I understand that choosing the right policy can be daunting, which is why we offer guidance and support to help you make an informed decision.
I offer a variety of life insurance policies, including term, whole, and universal life insurance, as well as final expense or mortgage protection. By working with us, individuals can find a policy that meets their unique needs and provides financial security for their loved ones.
Extended Care Plans
Plan for Unexpected Costs
Short Term Care
Long Term Care
Short-term care insurance provides direct benefits to you to help cover stays in assisted living or nursing homes, adult day care, hospice care, and even home care expenses for a short period of time, typically a year or less.
Long-term care insurance covers a wide range of long-term care services. These include assistance with activities of daily living (ADLs): bathing, continence, dressing, eating, toileting, and transferring, as well as care received in nursing homes, assisted living facilities, or at home.
Let O'Brien Senior Benefits help you explore these care options.
Retirement Income
Meet Your Financial Goals
Fixed Annuity
Immediate Annuity
Deferred Annuity
O'Brien Senior Benefits offers a service that not only helps individuals find the right insurance plan but also offers support in retirement planning. We understand that protecting retirement assets is crucial, which is why we offer resources, strategies, and guidance to help individuals plan for their future.
One such strategy is annuities, which can provide a steady stream of income during retirement. By working with us, you can gain the knowledge and tools you need to make informed decisions about strategic planning and ensure you are prepared for the future.
Let's start a conversation to see how I can best help you!
