1-203-231-4484
Schedule a Free, No Obligation Medicare Review
Serving Cumberland County, TN and RI
I believe excellent customer service is key to building lasting relationships with my clients, and I encourage you to reach out with any questions, comments, or concerns.
Below are some areas of Medicare and insurance I can help with. Reach out to me via the website, email, text, or phone, and we can schedule time to start a conversation.
I work with many of the top companies in each industry and have access to their products to compare costs, benefits, and find the best match for your wants and needs.
I'm here to help you every step of the way.
Terri O'Brien
Independent Insurance Broker
Medicare Review or Enrollment in Medicare Health plans
Learn about eligibility for Original Medicare and:
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Medicare Part A, B, C, and D
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Medicare options: Medicare Advantage or Medicare Supplement
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Enrollment periods and enrollment
Ancillary Benefits -
The Extras You Want
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Dental plans
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Visions plans
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Hearing plans
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Compare plans to find the best match for your needs and budget
Working over Age 65 and Medicare options
When still working and eligible for Medicare, there are special circumstances in the following areas that determine your plan forward:
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Working with a spouse/children under your group plan
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Working under an individual ACA plan
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Working for an employer with 19 or fewer employees
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Working and contributing to an HSA plan
Specialized Ancillary Products To Fill in Coverage Gaps
Although Medicare, vision, hearing, and dental plans cover your health, there are still gaps to consider that can significantly erode your savings. The specialized insurance plans below are ones to consider:
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Long-term Care
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Home Health Care
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Hospital Indemnity plan
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Cancer/Heart Attack/Stroke
Life Insurance or Annuities -
Final Expense, Term, or Fixed Annuity
Life Insurance and Annuities protect your assets, provide for those you love, and can provide an income.
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Life Insurance - final expense, term, whole, and universal insurance
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Fixed Annuities give you an income, and annuity plans have flexibility to fit your needs
General Questions or Request for Insurance Review
Do you have questions about existing policies, are unsure what you need, or would like to speak to someone who can provide an unbiased solution?
I'm here if you're exploring options and would like to find out what's available. I can also review your current plans to confirmthey're the best fit for you at this stage of your life.
Terri O'Brien
Your Local
Medicare Advisor
Let’s Talk - I'm here for you.
Get in touch with me to have a conversation, discuss options, or enroll in a Medicare Health plan, ancillary services, life insurance, or a fixed annuity, or to simply ask a question.